Homes, Estates & Properties

Not all personal lines carriers are created equal, neither are brokers/agents. Your homes and properties are some of your largest personal investments, which is why it’s important to work with a broker with the proper expertise. While some clients look solely at the cost and prefer lowest cost quick quote options, more affluent clients prefer strong coverage from a premier carrier and a close relationship with their brokerage. Larger estates and more intricately designed homes also pose a number of challenges to an inexperience broker, both in valuating and ensuring proper coverage. A homeowners policy written with specific exclusions can result in a claim being denied while an incorrect replacement cost can result in an insured being drastically underinsured and left less than whole after a total loss, which is why it’s all the more important to make sure you partner with a broker with experience and proper knowledge.

Property Types

  • Single & Multi Family Dwellings
  • Historical Valued Homes
  • Architectural Dwellings
  • Condos, Co-Ops & Apartments
  • Vacation Properties
  • Investment Properties
  • Vacant Lots & Land
  • Builders Risk Insurance
  • Property
    • Fire & Smoke Damage
    • Water Damage & Water Backup
    • Theft & Vandalism
    • Hurricane & Wind Damage
    • Damage to Contents
  • Liability
    • Libel & Slander
    • Personal Injury Claims
    • Resulting Bodily Injury
    • Resulting Property Damage
  • Endorsements & Terms
    • Off Premises Theft
    • HO-5 "All Risk" Contents Coverage
    • Water Backup
    • Extended or Guaranteed Replacement
    • ID Theft 
    • Coinsurance (to be avoided)
    • Matching Wind Deductible
    • Green-Tech Endorsements
  • Coverage & Features To Consider
    • Flood Insurance
    • Personal Article Floater
    • Personal Umbrella
    • Oil Tank Coverage
    • Workers Compensation For Domestic Employees
    • Large Deductible Waiver

Get (Risk) Managed.

Ready to review your existing insurance program? Interested in setting a reminder for a renewal review? Or simply have a question? We're here to help. We also understand you're busy - let's schedule a time to speak that works best for you. Simply schedule a call and we'll reach out when it's convenient.

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